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14-Jan-2018 08:38

Last summer, Zoë Ligon, an erotic artist, was in the early stages of starting an online sex-toy shop she anointed Spectrum Pleasure.She visited a Bank of America branch in Detroit, wanting to open a checking account and take out a line of credit in order to start purchasing inventory.It had been such a long day,” remembers Ligon, who was keen to sign up.“It was incredibly awkward to have a sale retracted from me.”Sex toy shops are legal but plagued by restrictions that range from municipal zoning laws to financial discrimination.

(Gun sellers and marijuana companies also face difficulties getting loans and other services.) Even the new wave of financial tech startups like Paypal and Square prohibit some adult businesses from using their products, both explicitly and in tacit ways.Adult performers have had their personal bank accounts shut down without forewarning.